Future Value Calculator
Calculate the future value of your investments with compound interest
Results
Enter values and click Calculate to see results
What is Future Value?
Future Value (FV) is the value of a current asset at a future date based on an assumed rate of growth. The future value is important to investors and financial planners, as they use it to estimate how much an investment made today will be worth in the future.
Our Future Value Calculator uses the compound interest formula to project investment growth, accounting for regular contributions, different compounding frequencies, inflation, and taxes.
Future Value Formula
FV = PV × (1 + r/n)^(n×t) + PMT × [((1 + r/n)^(n×t) - 1) / (r/n)]
Where:
- FV = Future Value
- PV = Present Value (initial investment)
- r = Annual interest rate
- n = Number of compounding periods per year
- t = Time in years
- PMT = Regular payment/contribution amount
How to Use This Calculator
Basic Inputs
- Initial Investment: The amount you start with
- Annual Interest Rate: Expected yearly return
- Time Period: How many years to calculate
- Compounding: How often interest compounds
Advanced Options
- Regular Contributions: Monthly/annual additions
- Inflation Rate: Adjust for purchasing power
- Tax Rate: Account for capital gains tax
- Contribution Timing: Beginning or end of period